First-Time Landlord Solutions
At Arden FS, we understand that stepping into property investment for the first time can be both exciting and challenging. Our tailored financial solutions help first-time landlords secure the right funding to purchase and manage their buy-to-let properties with confidence.
Tailored Mortgage Options for First-Time Landlords
Whether you’re looking to buy your first rental property or expand your investment portfolio, we provide access to competitive mortgage products designed specifically for first-time landlords.
Key Features:
- First-Time Landlords Accepted – We support new investors entering the buy-to-let market.
- Simplified Stress Rates:
- Less than 5 years: Pay rate plus 1%
- 5 years or more: Pay rate
- Overall portfolio stressed at an average of current 5-year Fixed rate products (currently 6.6%).
- Flexible Lending Criteria – We work with lenders who offer solutions tailored to those new to property investment.
- Guidance & Support – Our team of experts will assist you throughout the application and financing process.
Eligibility Criteria
We offer mortgages to first-time landlords who meet the following criteria:
- Minimum Age: 18 at the time of application.
- No Maximum Age: Provided the finance proposition is self-sufficient and retirement income meets minimum requirements.
- Minimum Income Requirement: At least one applicant must have a minimum gross annual income of £18,000.
- British Expats Accepted: Applications now open for residents in Malaysia and Hong Kong.
Speak to one of our expert advisors today simply call 0121 661 8832
Why Choose Arden FS?
- Specialist Knowledge: We understand the needs of first-time landlords and provide expert guidance.
- Access to Leading Lenders: Our strong relationships with lenders ensure competitive rates and flexible terms.
- Comprehensive Support: From application to completion, we provide hands-on assistance.
- Fast & Efficient Service: We prioritize speed and efficiency to help you secure funding quickly.
